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		<title>How To Save Energy and Money at Home</title>
		<link>http://gtahomecentral.wordpress.com/2011/09/14/how-to-save-energy-and-money-at-home/</link>
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		<pubDate>Wed, 14 Sep 2011 21:48:52 +0000</pubDate>
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				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[ac]]></category>
		<category><![CDATA[air conditioner]]></category>
		<category><![CDATA[Energy Auditing]]></category>
		<category><![CDATA[energy efficiency]]></category>
		<category><![CDATA[energy saving tips]]></category>
		<category><![CDATA[insulation]]></category>
		<category><![CDATA[insulation tips]]></category>
		<category><![CDATA[money]]></category>
		<category><![CDATA[saving money at home]]></category>

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		<description><![CDATA[Did you know that the average family spends close to $1300 a year on their home&#8217;s utility bills? Unfortunately, a large portion of that energy is wasted. By using a few inexpensive energy efficient measures, you can reduce your energy &#8230; <a href="http://gtahomecentral.wordpress.com/2011/09/14/how-to-save-energy-and-money-at-home/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=gtahomecentral.wordpress.com&amp;blog=24405683&amp;post=99&amp;subd=gtahomecentral&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p><span style="color:black;">Did you know that the average family spends close to $1300 a year on their home&#8217;s utility bills? Unfortunately, a large portion of that energy is wasted. By using a few inexpensive energy efficient measures, you can reduce your energy bills by 10% to 50% and, at the same time, help reduce air pollution. </span></p>
<p><span style="color:black;">The key to achieving these savings is a whole house energy efficiency plan. To take a whole house approach, view your home as an energy system with interdependent parts. For example, your heating system is not just a furnace, it&#8217;s a heat delivery system that starts at the furnace and delivers heat throughout your home using a network of ducts. You may have a top-of-the-line, energy efficient furnace, but if the ducts leak and are uninsulated, and your walls, attic, windows, and doors are uninsulated, your energy bills will remain high. Taking a whole house approach to saving energy ensures that dollars you invest in energy efficiency are wisely spent.</span></p>
<p><span style="color:black;">This information shows you how easy it is to reduce your home energy use. It is a guide to easy, practical solutions for saving energy throughout your home, from the insulating system that surrounds it to the appliances and lights inside. These valuable tips will save you energy and money and, in many cases, help the environment by reducing pollution and conserving our natural resources.</span></p>
<p><span style="color:black;">The first step to taking a whole house energy efficiency approach is to find out which parts of your house use the most energy. A home energy audit will show you where these are and suggest the most effective measures for reducing your energy costs. You can conduct a simple home energy audit yourself, you can contact your local utility, or you can call an independent energy auditor for a more comprehensive examination. </span></p>
<h3><span style="color:black;">Energy Auditing Tips</span></h3>
<ul>
<li><span style="color:black;">Check the level of insulation in your exterior and basement walls, ceilings, attic, floors, and crawl spaces. </span></li>
<li><span style="color:black;">Check for holes or cracks around your walls, ceilings, windows, doors, light and plumbing fixtures, switches, and electrical outlets that can leak air into or out of your home.</span></li>
<li><span style="color:black;">Check for open fireplace dampers. </span></li>
<li><span style="color:black;">Make sure your appliances and heating and cooling systems are properly maintained.</span></li>
<li><span style="color:black;">Study your family&#8217;s lighting needs and use patterns, paying special attention to high use areas such as the living room, kitchen, and exterior lighting. Look for ways to use daylight, reduce the time the lights are on, and replace incandescent bulbs and fixtures with compact fluorescent lamps or standard fluorescent lamps.</span></li>
</ul>
<h3><span style="color:black;">Formulating Your Plan</span></h3>
<p><span style="color:black;">After you have identified places where your home is losing energy, assign priorities to your energy needs by asking yourself a few important questions:</span></p>
<p><span style="color:black;">How much money do you spend on energy?<br />
Where are your greatest energy losses?<br />
How long will it take for an investment in energy efficiency to pay for itself in energy savings?<br />
Can you do the job yourself, or will you need to hire a contractor?<br />
What is your budget and how much time do you have to spend on maintenance and repair? </span></p>
<p><span style="color:black;">Once you assign priorities to your energy needs, you can form a whole house efficiency plan. Your plan will provide you with a strategy for making smart purchases and home improvements that maximize energy efficiency and save the most money. </span></p>
<p><span style="color:black;">Another option is to get the advice of a professional. Many utilities conduct energy audits for free or for a nominal charge. For a fee, a professional contractor will analyze how your home&#8217;s energy systems work together as a system and compare the analysis against your utility bills. He or she will use a variety of equipment such as blower doors, infrared cameras, and surface thermometers to find inefficiencies that cannot be detected by a visual inspection. Finally, they will give you a list of recommendations for cost effective energy improvements and enhanced comfort and safety. </span></p>
<h3><span style="color:black;">Insulation</span></h3>
<p><span style="color:black;">Checking your home&#8217;s insulating system is one of the fastest and most cost efficient ways to use a whole house approach to reduce energy waste and maximize your energy dollars. A good insulating system includes a combination of products and construction techniques that provide a home with thermal performance, protect it against air infiltration, and control moisture. You can increase the comfort of your home while reducing your heating and cooling needs by up to 30% by investing just a few hundred dollars in proper insulation and weatherization products.</span></p>
<h4><span style="color:black;">Insulation Tips</span></h4>
<ul>
<li><span style="color:black;">Consider factors such as your climate, building design, and budget when selecting insulation R-value for your home. </span></li>
<li><span style="color:black;">Use higher density insulation, such as rigid foam boards, in cathedral ceilings and on exterior walls.</span></li>
<li><span style="color:black;">Ventilation plays a large role in providing moisture control and reducing summer cooling bills. Install attic vents to help make sure that there is one inch of ventilation space between the insulation and roof shingles. Attic vents can be installed along the entire ceiling cavity to help ensure proper airflow from the soffit to the attic, helping to make a home more comfortable and energy efficient.</span></li>
<li><span style="color:black;">Do not block vents with insulation, and keep insulation at least 3 inches away from recessed lighting fixtures or other heat producing equipment unless it is marked &#8220;I.C.&#8221; &#8211; designed for direct insulation contact.</span></li>
<li><span style="color:black;">The easiest and most cost effective way to insulate your home is to add insulation in the attic. To find out if you have enough attic insulation, measure the thickness of insulation. If there is less than R-19 (6 inches of fiber glass or rock wool or 5 inches of cellulose) you could probably benefit by adding more. Most homes should have between R-19 and R-49 insulation in the attic. </span></li>
<li><span style="color:black;">If your attic has ample insulation and your home still feels drafty and cold in the winter or too warm in the summer, chances are you need to add insulation to the exterior walls as well. This is a more expensive measure that usually requires a contractor, but it may be worth the cost if you live in a very hot or cold climate.</span></li>
</ul>
<h3><span style="color:black;">Weatherization</span></h3>
<p><span style="color:black;">Warm air leaking into your home during the summer and out of your home during the winter can waste a substantial portion of your energy dollars. One of the quickest dollar-saving tasks you can do is caulk, seal, and weather strip all seams, cracks, and openings to the outside. You can save 10% or more on your energy bill by reducing the air leaks in your home.</span></p>
<h4><span style="color:black;">Sources of Air Leaks in Your Home</span></h4>
<table border="0" cellspacing="0">
<tbody>
<tr>
<td valign="center"><span style="color:black;">1. Dropped Ceiling</span></td>
<td valign="center"><span style="color:black;">9. Chimney penetration</span></td>
</tr>
<tr>
<td valign="center"><span style="color:black;">2. Recessed light</span></td>
<td valign="center"><span style="color:black;">10. Warm air register</span></td>
</tr>
<tr>
<td valign="center"><span style="color:black;">3. Attic entrance</span></td>
<td valign="center"><span style="color:black;">11. Window sashes &amp; frames</span></td>
</tr>
<tr>
<td valign="center"><span style="color:black;">4. Electric wires &amp; box</span></td>
<td valign="center"><span style="color:black;">12. Baseboards, coves, interior trim</span></td>
</tr>
<tr>
<td valign="center"><span style="color:black;">5. Plumbing utilities &amp; penetration   </span></td>
<td valign="center"><span style="color:black;">13. Plumbing access panel</span></td>
</tr>
<tr>
<td valign="center"><span style="color:black;">6. Water &amp; furnace flues</span></td>
<td valign="center"><span style="color:black;">14. Electrical outlets &amp; switches</span></td>
</tr>
<tr>
<td valign="center"><span style="color:black;">7. All ducts</span></td>
<td valign="center"><span style="color:black;">15. Light fixtures</span></td>
</tr>
<tr>
<td valign="center"><span style="color:black;">8. Door sashes &amp; frames</span></td>
<td valign="center"></td>
</tr>
</tbody>
</table>
<h3><span style="color:black;">Heating and Cooling</span></h3>
<p><span style="color:black;">Heating and cooling your home uses more energy and drains more energy dollars than any other system in your home. No matter what kind of heating, ventilation, and air conditioning system you have in your house, you can save money and increase comfort by properly maintaining and upgrading your equipment. By combining proper equipment maintenance and upgrades with appropriate insulation, weatherization, and thermostat settings, you can cut your energy bills and your pollution output in half.</span></p>
<h4><span style="color:black;">Heating Tips</span></h4>
<ul>
<li><span style="color:black;">Set your thermostat as low as is comfortable.</span></li>
<li><span style="color:black;">Clean or replace filters on furnaces once a month or as needed.</span></li>
<li><span style="color:black;">Clean warm air registers, baseboard heaters, and radiators as needed; make sure they&#8217;re not blocked by furniture, carpeting, or drapes. </span></li>
<li><span style="color:black;">Bleed trapped air from hot water radiators once or twice a season; if in doubt about how to perform this task, call a professional. </span></li>
<li><span style="color:black;">Place heat resistant radiator reflectors between exterior walls and the radiators.</span></li>
<li><span style="color:black;">Use kitchen, bath, and other ventilating fans wisely; in just 1 hour, these fans can pull out a houseful of warmed or cooled air. Turn fans off as soon as they have done the job.</span></li>
<li><span style="color:black;">Keep draperies and shades open on south facing windows during the heating season to allow sunlight to enter your home; close them at night to reduce the chill you may feel from cold windows.</span></li>
<li><span style="color:black;">Close an unoccupied room that is isolated from the rest of the house, such as in a corner, and turn down the thermostat or turn off the heating for that room or zone. However, do not turn the heating off if it adversely affects the rest of your system. For example, if you heat your house with a heat pump, do not close the vents &#8211; closing the vents could harm the heat pump.</span></li>
<li><span style="color:black;">Select energy efficient equipment when you buy new heating equipment. Your contractor should be able to give you energy fact sheets for different types, models, and designs to help you compare energy usage.</span></li>
</ul>
<h4><span style="color:black;">Heat Pumps</span></h4>
<p><span style="color:black;">Heat pumps are the most efficient form of electric heating in moderate climates, providing three times more heating than the equivalent amount of energy they consume in electricity. There are three types of heat pumps: air-to-air, water source, and ground source. They collect heat from the air, water, or ground outside your home and concentrate it for use inside. Heat pumps do double duty as a central air conditioner. They can also cool your home by collecting the heat inside your house and effectively pumping it outside. A heat pump can trim the amount of electricity you use for heating as much as 30% to 40%. </span></p>
<h5><span style="color:black;">Heat Pump Tips</span></h5>
<ul>
<li><span style="color:black;">Do not set back the heat pump&#8217;s thermostat manually if it causes the electric resistance heating to come on. This type of heating, which is often used as a backup to the heat pump, is more expensive. </span></li>
<li><span style="color:black;">Clean or change filters once a month or as needed, and maintain the system according to manufacturer&#8217;s instructions.</span></li>
</ul>
<h4><span style="color:black;">Solar Heating</span></h4>
<p><span style="color:black;">Using the sun to heat your home through passive solar design can be both environmentally friendly and cost effective. In many cases, you can cut your heating costs by more than 50% compared to the cost of heating the same house that does not include passive solar design. Passive solar design techniques include placing larger, insulated windows on south facing walls and locating thermal mass, such as a concrete slab floor or a heat absorbing wall, close to the windows. However, a passive solar house requires careful design, best done by an architect for new construction or major remodeling. </span></p>
<h5><span style="color:black;">Solar Tips</span></h5>
<ul>
<li><span style="color:black;">Keep all south facing glass clean.</span></li>
<li><span style="color:black;">Make sure that objects do not block the sunlight shining on concrete slab floors or heat-absorbing walls.</span></li>
<li><span style="color:black;">Consider using insulating curtains to reduce excessive heat loss from large windows at night.</span></li>
</ul>
<h4><span style="color:black;">Fireplaces</span></h4>
<p><span style="color:black;">When you cozy up next to a crackling fire on a cold winter day, you probably don&#8217;t realize that your fireplace is one of the most inefficient heat sources you can possibly use. It literally sends your energy dollars right up the chimney along with volumes of warm air. A roaring fire can exhaust as much as 24,000 cubic feet of air per hour to the outside, which must be replaced by cold air coming into the house from the outside. Your heating system must warm up this air, which is then exhausted through your chimney. If you use your conventional fireplace while your central heating system is on, these tips can help reduce energy losses.</span></p>
<h5><span style="color:black;">Fireplace Tips</span></h5>
<ul>
<li><span style="color:black;">If you never use your fireplace, plug and seal the chimney flue. </span></li>
<li><span style="color:black;">Keep your fireplace damper closed unless a fire is going. Keeping the damper open is like keeping a 48-inch window wide open during the winter; it allows warm air to go right up the chimney.</span></li>
<li><span style="color:black;">When you use the fireplace, reduce heat loss by opening dampers in the bottom of the firebox (if provided) or open the nearest window slightly, approximately 1 inch, and close doors leading into the room. Lower the thermostat setting to between 50 and 55F. </span></li>
<li><span style="color:black;">Install tempered glass doors and a heat air exchange system that blows warmed air back into the room.</span></li>
<li><span style="color:black;">Check the seal on the flue damper and make it as snug as possible.</span></li>
<li><span style="color:black;">Add caulking around the fireplace hearth. </span></li>
<li><span style="color:black;">Use grates made of C-shaped metal tubes to draw cool room air into the fireplace and circulate warm air back into the room.</span></li>
</ul>
<h4><span style="color:black;">Air Conditioners</span></h4>
<p><span style="color:black;">It might surprise you to know that buying a bigger room air conditioning unit won&#8217;t necessarily make you feel more comfortable during the hot summer months. In fact, a room air conditioner that&#8217;s too big for the area it is supposed to cool will perform less efficiently and less effectively than a smaller, properly sized unit. This is because room units work better if they run for relatively long periods of time than if they are continually, switching off and on. Longer run times allow air conditioners to maintain a more constant room temperature. Running longer also allows them to remove a larger amount of moisture from the air, which lowers humidity and, more importantly, makes you feel more comfortable.</span></p>
<p><span style="color:black;">Sizing is equally important for central air conditioning systems, which need to be sized by professionals. If you have a central air system in your home, set the fan to shut off at the same time as the cooling unit (compressor). In other words, don&#8217;t use the system&#8217;s central fan to provide circulation, but instead use circulating fans in individual rooms.</span></p>
<h4><span style="color:black;">Cooling Tips</span></h4>
<ul>
<li><span style="color:black;">Whole house fans help cool your home by pulling cool air through the house and exhausting warm air through the attic. They are effective when operated at night and when the outside air is cooler than the inside.</span></li>
<li><span style="color:black;">Set your thermostat as high as comfortably possible in the summer. The less difference between the indoor and outdoor temperatures, the lower your overall cooling bill will be. </span></li>
<li><span style="color:black;">Don&#8217;t set your thermostat at a colder setting than normal when you turn on your air conditioner. It will not cool your home any faster and could result in excessive cooling and, therefore, unnecessary expense.</span></li>
<li><span style="color:black;">Set the fan speed on high except in very humid weather. When it&#8217;s humid, set the fan speed on low. You&#8217;ll get better cooling, and slower air movement through the cooling equipment allows it to remove more moisture from the air, resulting in greater comfort.</span></li>
<li><span style="color:black;">Consider using an interior fan in conjunction with your window air conditioner to spread the cooled air more effectively through your home without greatly increasing your power use. </span></li>
<li><span style="color:black;">Don&#8217;t place lamps or TV sets near your air conditioning thermostat. The thermostat senses heat from these appliances, which can cause the air conditioner to run longer than necessary. </span></li>
<li><span style="color:black;">Plant trees or shrubs to shade air conditioning units but not to block the airflow. A unit operating in the shade uses as much as 10% less electricity than the same one operating in the sun. </span></li>
</ul>
<h4><span style="color:black;">Programmable Thermostats</span></h4>
<p><span style="color:black;">You can save as much as 10% a year on your heating and cooling bills by simply turning your thermostat back 10% to 15% for 8 hours. You can do this automatically without sacrificing comfort by installing an automatic setback or programmable thermostat. </span></p>
<p><span style="color:black;">Using a programmable thermostat, you can adjust the times you turn on the heating or air conditioning according to a preset schedule. As a result, you don&#8217;t operate the equipment as much when you are asleep or when the house or part of the house is not occupied. (These thermostats are not meant to be used with heat pumps.) Programmable thermostats can store and repeat multiple daily settings (six or more temperature settings a day) that you can manually override without affecting the rest of the daily or weekly program</span></p>
<h4><span style="color:black;">Ducts</span></h4>
<p><span style="color:black;">Your home&#8217;s duct system is one of the most important systems in your home, and may be wasting a lot of your energy dollars. It is a branching network of tubes in the walls, floors, and ceilings, carries the air from your home&#8217;s furnace and central air conditioner to each room.</span></p>
<p><span style="color:black;">Unfortunately, many duct systems are poorly insulated or not insulated properly. Ducts that leak heated air into unheated spaces can add hundreds of dollars a year to your heating and cooling bills. Insulating ducts that are in unconditioned spaces is usually very cost effective. If you are buying a new duct system, consider one that comes with insulation already installed. </span></p>
<p><span style="color:black;">Sealing your ducts to prevent leaks is even more important if the ducts are located in an unconditioned area such as an attic or vented crawl space. If the supply ducts are leaking, heated or cooled air can be forced out unsealed joints and lost. </span></p>
<p><span style="color:black;">Although minor duct repairs are easy to accomplish, ducts in unconditioned spaces should be sealed and insulated by qualified professionals using the appropriate sealing materials. Here are a few simple tips to help with minor duct repairs. </span></p>
<h5><span style="color:black;">Duct Tips</span></h5>
<ul>
<li><span style="color:black;">Check your ducts for air leaks. First look for sections that should be joined but have separated and then look for obvious holes. </span></li>
<li><span style="color:black;">If you use duct tape to repair and seal your ducts, look for tape with the Underwriters Laboratories (UL) logo to avoid tape that degrades, cracks, and loses its bond with age.</span></li>
<li><span style="color:black;">Remember that insulating ducts in the basement will make the basement colder. If both the ducts and the basement walls are un-insulated, consider insulating the basement walls and the ducts. </span></li>
<li><span style="color:black;">If your basement has been converted to a living area, install both supply and return registers in the basement rooms.</span></li>
<li><span style="color:black;">Be sure a well sealed vapor barrier exists on the outside of the insulation on cooling ducts to prevent moisture build up. </span></li>
<li><span style="color:black;">Get a professional to help you insulate and repair all ducts. </span></li>
</ul>
<h4><span style="color:black;">Water Heating</span></h4>
<p><span style="color:black;">Water heating is the third largest energy expense in your home. It typically accounts for about 14% of your utility bill.</span></p>
<p><span style="color:black;">There are four ways to cut your water heating bills: use less hot water, turn down the thermostat on your water heater, insulate your water heater, and buy a new, more efficient water heater. A family of four, each showering for 5 minutes a day, uses 700 gallons of water a week; this is enough for a 3-year supply of drinking water for one person. You can cut that amount in half simply by using low-flow showerheads and faucets. </span></p>
<h5><span style="color:black;">Water Heating Tips</span></h5>
<ul>
<li><span style="color:black;">Repair leaky faucets promptly; a leaky faucet wastes gallons of water in a short period.</span></li>
<li><span style="color:black;">Insulate your electric hot water storage tank and pipes, but be careful not to cover the thermostat.</span></li>
<li><span style="color:black;">Insulate your gas or oil hot water storage tank and pipes, but be careful not to cover the water heater&#8217;s floor, top, thermostat, or burner compartment; when in doubt, get professional help.</span></li>
<li><span style="color:black;">Install aerators in faucets and low flow showerheads.</span></li>
<li><span style="color:black;">Buy a new water heater with a thick, insulating shell; while it may cost more initially than one without insulation, the energy savings will continue during the lifetime of the appliance.</span></li>
<li><span style="color:black;">Although most water heaters last 10-15 years, it&#8217;s best to start shopping for a new one if yours is more than 7 years old. Doing some research before your heater fails will enable you to select one that most appropriately meets your needs.</span></li>
<li><span style="color:black;">Lower the thermostat on your water heater; water heaters at a setting of 115°F provide comfortable hot water for most uses. </span></li>
</ul>
<h4><span style="color:black;">Water Heater</span></h4>
<ul>
<li><span style="color:black;">Insulate your water heater to save energy and money.</span></li>
<li><span style="color:black;">Drain a quart of water from your water tank every 3 months to remove sediment that impedes heat transfer and lowers the efficiency of your heater.</span></li>
<li><span style="color:black;">Take more showers than baths. Bathing uses the most hot water in the average household. You use 15­25 gallons of hot water for a bath, but less than 10 gallons during a 5-minute shower.</span></li>
<li><span style="color:black;">If you heat with electricity and live in a warm and sunny climate, consider installing a solar water heater. The solar units are environmentally friendly and can now be installed on your roof to blend with the architecture of your house. </span></li>
</ul>
<h5><span style="color:black;">Solar Water Heaters</span></h5>
<p><span style="color:black;">If you heat with electricity and you have a non-shaded, south-facing location (such as a roof) on your property, consider installing a solar water heater. Solar water heating systems are also good for the environment. Solar water heaters avoid the harmful greenhouse gas emissions associated with electricity production. During a 20 year period, one solar water heater can avoid over 50 tons of carbon dioxide emissions.</span></p>
<h4><span style="color:black;">Windows</span></h4>
<p><span style="color:black;">Windows can be one of your home&#8217;s most attractive features. Windows provide views, daylight, ventilation, and solar heating in the winter. Unfortunately, they can also account for 10% to 25% of your heating bill. During the summer, sunny windows make your air conditioner work two to three times harder. If you live in the Sun Belt, look into new solar control spectrally selective windows, which can cut the cooling load by more than half. </span></p>
<p><span style="color:black;">If your home has single pane windows, as almost half of homes do, consider replacing them. New double pane windows with high performance glass (e.g., low-e or spectrally selective) are available on the market. In colder climates, select windows that are gas filled with low emissivity ( low-e) coatings on the glass to reduce heat loss. In warmer climates, select windows with spectrally selective coatings to reduce heat gain. If you are building a new home, you can offset some of the cost of installing more efficient windows because doing so allows you to buy smaller, less expensive heating and cooling equipment.</span></p>
<h5><span style="color:black;">Cold-Climate Window Tips</span></h5>
<ul>
<li><span style="color:black;">Install exterior or interior storm windows; storm windows can reduce your heat loss through the windows by 25% to 50%. Storm windows should have weather stripping at all moveable joints; be made of strong, durable materials; and have interlocking or overlapping joints. Low-e storm windows save even more energy. </span></li>
<li><span style="color:black;">Install tight fitting, insulating window shades on windows that feel drafty after weatherizing. </span></li>
<li><span style="color:black;">Close your curtains and shades at night; open them during the day. </span></li>
<li><span style="color:black;">Keep windows on the south side of your house clean to maximize solar gain.</span></li>
</ul>
<h5><span style="color:black;">Warm-Climate Window Tips</span></h5>
<ul>
<li><span style="color:black;">Install white window shades, drapes, or blinds to reflect heat away from the house. </span></li>
<li><span style="color:black;">Close curtains on south and west facing windows. </span></li>
<li><span style="color:black;">Install awnings on south and west facing windows.</span></li>
<li><span style="color:black;">Apply sun control or other reflective films on south-facing windows to reduce solar gain.</span></li>
</ul>
<h3><span style="color:black;">Landscaping</span></h3>
<p><span style="color:black;">Landscaping is a natural and beautiful way to keep your home more comfortable and reduce your energy bills. In addition to adding aesthetic value and environmental quality to your home, a well placed tree, shrub, or vine can deliver effective shade, act as a windbreak, and reduce overall energy bills. </span></p>
<p><span style="color:black;">Carefully positioned trees can save up to 25% of a typical household&#8217;s energy for heating and cooling. Properly placed trees around the house, can save an average household between $100 and $250 in heating and cooling energy costs annually.</span></p>
<p><span style="color:black;">During the summer months, the most effective way to keep your home cool is to prevent the heat from building up in the first place. A primary source of heat buildup is sunlight absorbed by your home&#8217;s roof, walls, and windows. Dark colored home exteriors absorb 70% to 90% of the radiant energy from the sun that strikes the home&#8217;s surfaces. Some of this absorbed energy is then transferred into your home by way of conduction, resulting in heat gain inside the house. In contrast, light colored surfaces effectively reflect most of the heat away from your home. Landscaping can also help block and absorb the sun&#8217;s energy to help decrease heat build up in your home by providing shade and evaporative cooling. </span></p>
<h3><span style="color:black;">Lighting</span></h3>
<p><span style="color:black;">Increasing your lighting efficiency is one of the fastest ways to decrease your energy bills. If you replace 25% of your lights in high use areas with fluorescents, you can save about 50% of your lighting energy bill. </span></p>
<h4><span style="color:black;">Indoor Lighting</span></h4>
<p><span style="color:black;">Use linear fluorescent and energy efficient compact fluorescent lamps (CFLs) in fixtures throughout your home to provide high quality and high efficiency lighting. Fluorescent lamps are much more efficient than incandescent bulbs and last 6 to 10 times longer. </span></p>
<h5><span style="color:black;">Indoor Lighting Tips</span></h5>
<ul>
<li><span style="color:black;">Turn off the lights in any room you&#8217;re not using, or consider installing timers, photo cells, or occupancy sensors to reduce the amount of time your lights are on. </span></li>
<li><span style="color:black;">Use task lighting; instead of brightly lighting an entire room, focus the light where you need it. For example, use fluorescent under cabinet lighting for kitchen sinks and countertops under cabinets. </span></li>
<li><span style="color:black;">Consider three way lamps; they make it easier to keep lighting levels low when brighter light is not necessary.</span></li>
<li><span style="color:black;">Use 4-foot fluorescent fixtures with reflective backing and electronic ballasts for your workroom, garage, and laundry areas. </span></li>
<li><span style="color:black;">Consider using 4 watt mini fluorescent or electro luminescent night lights. Both lights are much more efficient than their incandescent counterparts. The luminescent lights are cool to the touch. </span></li>
<li><span style="color:black;">Use CFLs in all the portable table and floor lamps in your home.</span></li>
<li><span style="color:black;">For spot lighting, consider CFLs with reflectors. The lamps range in wattage from 13 watt to 32 watt and provide a very directed light using a reflector and lens system. </span></li>
<li><span style="color:black;">Take advantage of daylight by using light colored, loose weave curtains on your windows to allow daylight to penetrate the room while preserving privacy. Also, decorate with lighter colors that reflect daylight. </span></li>
</ul>
<h4><span style="color:black;">Outdoor Lighting</span></h4>
<p><span style="color:black;">Many homeowners use outdoor lighting for decoration and security. When shopping for outdoor lights, you will find a variety of products, from low-voltage pathway lighting to high sodium motion detector floodlights. Some stores also carry lights powered by small photovoltaic (PV) modules that convert sunlight directly into electricity; consider PV-powered lights for areas that are not close to an existing power supply line. </span></p>
<h5><span style="color:black;">Outdoor Lighting Tips</span></h5>
<ul>
<li><span style="color:black;">Use outdoor lights with a photocell unit or a timer so they will turn off during the day.</span></li>
<li><span style="color:black;">Turn off decorative outdoor gas lamps; just eight gas lamps burning year round use as much natural gas as it takes to heat an average size home during an entire winter.</span></li>
<li><span style="color:black;">Exterior lighting is one of the best places to use CFLs because of their long life. If you live in a cold climate, be sure to buy a lamp with a cold-weather ballast.</span></li>
</ul>
<h3><span style="color:black;">Appliances</span></h3>
<p><span style="color:black;">Appliances account for about 20% of your household&#8217;s energy consumption, with refrigerators and clothes dryers at the top of the consumption list.</span></p>
<p><span style="color:black;">When you&#8217;re shopping for appliances, you can think of two price tags. The first one covers the purchase price &#8211; think of it as a down payment. The second price tag is the cost of operating the appliance during its lifetime. You&#8217;ll be paying on that second price tag every month with your utility bill for the next 10 to 20 years, depending on the appliance. Refrigerators last an average of 20 years; room air conditioners and dishwashers, about 10 years each; clothes washers, about 14 years. </span></p>
<h4><span style="color:black;">Dishwashers </span></h4>
<p><span style="color:black;">Most of the energy used by a dishwasher is for water heating. The Energy Guide label estimates how much power is needed per year to run the appliance and to heat the water based on the yearly cost of gas and electric water heating.</span></p>
<h5><span style="color:black;">Dishwasher Tips</span></h5>
<ul>
<li><span style="color:black;">Check the manual that came with your dishwasher for the manufacturer&#8217;s recommendations on water temperature; many have internal heating elements that allow you to set the water heater to a lower temperature.</span></li>
<li><span style="color:black;">Scrape, don&#8217;t rinse, off large food pieces and bones. Soaking or prewashing is generally only recommended in cases of burned on or dried on food. </span></li>
<li><span style="color:black;">Be sure your dishwasher is full, but not overloaded. </span></li>
<li><span style="color:black;">Don&#8217;t use the &#8220;rinse hold&#8221; on your machine for just a few soiled dishes. It uses 3 to 7 gallons of hot water each time you use it. </span></li>
<li><span style="color:black;">Let your dishes air dry; if you don&#8217;t have an automatic air dry switch, turn off the control knob after the final rinse and prop the door open a little so the dishes will dry faster.</span></li>
<li><span style="color:black;">Remember that dishwashers use less water than washing dishes by hand, about 6 gallons less per load; dishwashers also use hotter water than you would use if you were washing the dishes by hand, so they can do a better job of killing germs.</span></li>
</ul>
<h4><span style="color:black;">Refrigerators</span></h4>
<h5><span style="color:black;">Refrigerator Choices</span></h5>
<p><span style="color:black;">Refrigerators with the freezer on top are more efficient than those with freezers on the side. </span></p>
<p><span style="color:black;">The Energy Guide label on new refrigerators will tell you how much electricity in kilowatt hours (kWh) a particular model uses in one year. The smaller the number, the less energy the refrigerator uses and the less it will cost you to operate.</span></p>
<h5><span style="color:black;">Refrigerator/Freezer Energy Tips</span></h5>
<ul>
<li><span style="color:black;">Look for a refrigerator with automatic moisture control. Models with this feature have been engineered to prevent moisture accumulation on the cabinet exterior without the addition of a heater. This is not the same thing as an &#8220;anti sweat&#8221; heater. Models with an anti sweat heater will consume 5% to 10% more energy than models without this feature.</span></li>
<li><span style="color:black;">Don&#8217;t keep your refrigerator or freezer too cold. Recommended temperatures are 37° to 40°F for the fresh food compartment of the refrigerator and 5°F for the freezer section. If you have a separate freezer for long term storage, it should be kept at 0°F.</span></li>
<li><span style="color:black;">To check refrigerator temperature, place an appliance thermometer in a glass of water in the center of the refrigerator. Read it after 24 hours. To check the freezer temperature, place a thermometer between frozen packages. Read it after 24 hours.</span></li>
<li><span style="color:black;">Regularly defrost manual defrost refrigerators and freezers; frost build up increases the amount of energy needed to keep the motor running. Don&#8217;t allow frost to build up more than one quarter of an inch. </span></li>
<li><span style="color:black;">Make sure your refrigerator door seals are airtight. Test them by closing the door over a piece of paper or a dollar bill so it is half in and half out of the refrigerator. If you can pull the paper or bill out easily, the latch may need adjustment or the seal may need replacing. </span></li>
<li><span style="color:black;">Cover liquids and wrap foods stored in the refrigerator. Uncovered foods release moisture and make the compressor work harder. </span></li>
<li><span style="color:black;">Move your refrigerator out from the wall and vacuum its condenser coils once a year unless you have a no clean condenser model. Your refrigerator will run for shorter periods with clean coils.</span></li>
</ul>
<h3><span style="color:black;">Other Energy-Saving Kitchen Tips</span></h3>
<ul>
<li><span style="color:black;">Be sure to place the faucet lever on the kitchen sink in the cold position when using small amounts of water; placing the lever in the hot position uses energy to heat the water even though it never reaches the faucet. </span></li>
<li><span style="color:black;">If you need to purchase a gas oven or range, look for one with an automatic, electric ignition system. An electric ignition saves gas &#8211; typically 41% in the oven and 53% on the top burners &#8211; because a pilot light is not burning continuously.</span></li>
<li><span style="color:black;">In gas appliances, look for blue flames; yellow flames indicate the gas is burning inefficiently and an adjustment may be needed.</span></li>
<li><span style="color:black;">Keep range top burners and reflectors clean; they will reflect the heat better, and you will save energy. </span></li>
<li><span style="color:black;">Use a covered kettle or pan to boil water; it&#8217;s faster and it uses less energy. </span></li>
<li><span style="color:black;">Match the size of the pan to the heating element.</span></li>
<li><span style="color:black;"> If you cook with electricity, turn the stovetop burners off several minutes before the allotted cooking time. The heating element will stay hot long enough to finish the cooking without using more electricity. The same principle applies to oven cooking. </span></li>
<li><span style="color:black;">Use small electric pans or toaster ovens for small meals rather than your large stove or oven. A toaster oven uses a third to half as much energy as a full-sized oven.</span></li>
<li><span style="color:black;">Use pressure cookers and microwave ovens whenever it is convenient to do so. They can save energy by significantly reducing cooking time.</span></li>
</ul>
<h3><span style="color:black;">Laundry</span></h3>
<p><span style="color:black;">About 80% to 85% of the energy used for washing clothes is for heating the water. There are two ways to reduce the amount of energy used for washing clothes &#8211; use less water and use cooler water. Unless you&#8217;re dealing with oily stains, the warm or cold water setting on your machine will generally do a good job of cleaning your clothes. Switching your temperature setting from hot to warm can cut a load&#8217;s energy use in half.</span></p>
<p><span style="color:black;">When shopping for a new washer, look for a front loading (horizontal axis) machine. This machine may cost more to buy but uses about a third of the energy and less water than a top loading machine. With a front loader, you&#8217;ll also save more on clothes drying, because they remove more water from your clothes during the spin cycle. </span></p>
<p><span style="color:black;">When shopping for a new clothes dryer, look for one with a moisture sensor that automatically shuts off the machine when your clothes are dry. Not only will this save energy, it will save wear and tear on your clothes caused by over drying. Keep in mind that gas dryers are less expensive to operate than electric dryers. The cost of drying a typical load of laundry in an electric dryer is 30 to 40 cents compared to 15 to 25 cents in a gas dryer.</span></p>
<h4><span style="color:black;">Laundry Tips</span></h4>
<ul>
<li><span style="color:black;">Wash your clothes in cold water using cold water detergents whenever possible. </span></li>
<li><span style="color:black;">Wash and dry full loads. If you are washing a small load, use the appropriate water-level setting.</span></li>
<li><span style="color:black;">Dry towels and heavier cottons in a separate load from lighter weight clothes. </span></li>
<li><span style="color:black;">Don&#8217;t over dry your clothes. If your machine has a moisture sensor, use it. </span></li>
<li><span style="color:black;">Clean the lint filter in the dryer after every load to improve air circulation. </span></li>
<li><span style="color:black;">Use the cool down cycle to allow the clothes to finish drying with the residual heat in the dryer. </span></li>
</ul>
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		<title>July Sales and Average Price Up Compared to 2010</title>
		<link>http://gtahomecentral.wordpress.com/2011/08/10/july-sales-and-average-price-up-compared-to-2010/</link>
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		<pubDate>Wed, 10 Aug 2011 23:14:21 +0000</pubDate>
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		<description><![CDATA[Greater Toronto REALTORS® release July Resale Market Figures Toronto, August 4, 2011 – Greater Toronto REALTORS® reported 7,922 transactions through the TorontoMLS® system in July 2011, representing a 23 per cent increase over July 2010. Total sales through the first &#8230; <a href="http://gtahomecentral.wordpress.com/2011/08/10/july-sales-and-average-price-up-compared-to-2010/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=gtahomecentral.wordpress.com&amp;blog=24405683&amp;post=87&amp;subd=gtahomecentral&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>Greater Toronto REALTORS® release July Resale Market Figures<br />
Toronto, August 4, 2011 – Greater Toronto REALTORS® reported 7,922 transactions through the TorontoMLS® system in July 2011, representing a 23 per cent increase over July 2010. Total sales through the first seven months of this year amounted to 55,863 – down by 1.3 per cent compared to the same period in 2010. After adjusting for seasonal fluctuations, the July figure continued to point to an annual sales result close to 90,000 – in line with results from the previous six months.<br />
&#8220;Strong home sales continued in July, with a substantial rebound over last summer’s slow-down brought about by higher mortgage rates, new lending guidelines and misconceptions about the HST. The greatest rebound was seen in the condominium apartment segment in the City of Toronto,&#8221; said Toronto Real Estate Board President Richard Silver. &#8220;If the current pace of sales holds up, we could see the second best year on record under the current TREB market area.&#8221;<br />
The average selling price in July was $459,122 – up by almost ten per cent compared to the July 2010 average of $418,675.<br />
“Tight market conditions have boosted the annual rate of price growth this year. However, the listings situation is starting to improve. A better supplied market later this year and into 2012 would lead to a more sustainable rate of price growth,” said Jason Mercer, TREB’s Senior Manager of Market Analysis.<br />
To view complete Market Watch:  <a title="Market Watch" href="http://www.torontorealestateboard.com/consumer_info/market_news/mw2011/mw1107.pdf">http://www.torontorealestateboard.com/consumer_info/market_news/mw2011/mw1107.pdf </a></p>
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		<title>11 Things You Need to Know to Pass Your Home Inspection</title>
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		<pubDate>Wed, 10 Aug 2011 19:11:44 +0000</pubDate>
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		<description><![CDATA[&#8220;According to industry experts, there are at least 33 physical problems that will come under scrutiny during a home inspection when your home is for sale. Here are 11 you should know about if you&#8217;re planning to put your home &#8230; <a href="http://gtahomecentral.wordpress.com/2011/08/10/11-things-you-need-to-know-to-pass-your-home-inspection-3/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=gtahomecentral.wordpress.com&amp;blog=24405683&amp;post=75&amp;subd=gtahomecentral&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
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<p align="center"><strong><em>&#8220;According to industry experts, there are at least 33 physical problems that will come under scrutiny during a home inspection when your home is for sale. Here are 11 you should know about if you&#8217;re planning to put your home up for sale.&#8221;</em></strong></p>
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<h4>Homebuyers Want to Know Your Home Inside and Out</h4>
<p>While homebuyers are as individual as the homes they plan on purchasing, one thing they share is a desire to ensure that the home they will call their own is as good beneath the surface as it appears to be. <em>Will the roof end up</em><em> leaking? Is the wiring safe? What about the plumbing?</em>  These, and others, are the questions that the buyers looking at your home will seek professional help to answer.</p>
<p align="left">According to industry experts, there are at least 33 physical problems that will come under scrutiny during a home inspection. We&#8217;ve identified the 11 most common of these and, if not identified and dealt with, any of these 11 items could cost you dearly in terms of repair.</p>
<p align="left">In most cases, you can make a reasonable pre-inspection yourself if you know what you’re looking for. And knowing what you’re looking for can help you prevent little problems from growing into costly and unmanageable ones.</p>
<h4>11 Things You Need to Know to Pass Your Home Inspection<a href="http://gtahomecentral.files.wordpress.com/2011/08/home_inspection11.jpg"><img class="size-full wp-image-95 alignleft" title="Home_Inspection" src="http://gtahomecentral.files.wordpress.com/2011/08/home_inspection11.jpg?w=275&#038;h=269" alt="" width="275" height="269" /></a></h4>
<h5 align="left">1. Defective Plumbing</h5>
<p align="left">Defective plumbing can manifest itself in two different ways: leaking, and clogging. A visual inspection can detect leaking, and an inspector will gauge water pressure by turning on all faucets in the highest bathroom and then flushing the toilet. If you hear the sound of running water, it indicates that the pipes are undersized. If the water appears dirty when first turned on at the faucet, this is a good indication that the pipes are rusting, which can result in severe water quality problems.</p>
<h5 align="left">2. Damp or Wet Basement</h5>
<p align="left">An inspector will check your walls for a powdery white mineral deposit a few inches off the floor, and will look to see if you feel secure enough to store things right on your basement floor. A mildew odor is almost impossible to eliminate, and an inspector will certainly be conscious of it.</p>
<p align="left">It could cost you $200-$1,000 to seal a crack in or around your basement foundation depending on severity and location. Adding a sump pump and pit could run you around $750 &#8211; $1,000, and complete waterproofing (of an average 3 bedroom home) could amount to $5,000-$15,000. You will have to weigh these figures into the calculation of what price you want to net on your home.</p>
<h5 align="left">3. Inadequate Wiring &amp; Electrical</h5>
<p align="left">Your home should have a minimum of 100 amps service, and this should be clearly marked. Wire should be copper or aluminum. Home inspectors will look at octopus plugs as indicative of inadequate circuits and a potential fire hazard.</p>
<h5 align="left">4. Poor Heating &amp; Cooling Systems</h5>
<p align="left">Insufficient insulation, and an inadequate or a poorly functioning heating system, are the most common causes of poor heating. While an adequately clean furnace, without rust on the heat exchanger, usually has life left in it, an inspector will be asking and checking to see if your furnace is over its typical life span of 15-25 yrs. For a forced air gas system, a heat exchanger will come under particular scrutiny since one that is cracked can emit deadly carbon monoxide into the home. These heat exchangers must be replaced if damaged -they cannot be repaired.</p>
<h5 align="left">5. Roofing Problems</h5>
<p align="left">Water leakage through the roof can occur for a variety of reasons such as physical deterioration of the asphalt shingles (e.g. curling or splitting), or mechanical damage from a wind storm. When gutters leak and downspouts allow water to run down and through the exterior walls, this external problem becomes a major internal one.</p>
<h5 align="left">6. Damp Attic Spaces</h5>
<p align="left">Aside from basement dampness, problems with ventilation, insulation and vapor barriers can cause water, moisture, mould and mildew to form in the attic. This can lead to premature wear of the roof, structure and building materials. The cost to fix this damage could easily run over $2,500.</p>
<h5 align="left">7. Rotting Wood</h5>
<p align="left">This can occur in many places (door or window frames, trim, siding, decks and fences). The building inspector will sometimes probe the wood to see if this is present &#8211; especially when wood has been freshly painted.</p>
<h5 align="left">8. Masonry Work</h5>
<p align="left">Re-bricking can be costly, but, left unattended, these repairs can cause problems with water and moisture penetration into the home which in turn could lead to a chimney being clogged by fallen bricks or even a chimney which falls onto the roof. It can be costly to rebuild a chimney or to have it repainted.</p>
<h5 align="left">9. Unsafe or Over-fused Electrical Circuit</h5>
<p align="left">A fire hazard is created when more amperage is drawn on the circuit than was intended. 15 amp circuits are the most common in a typical home, with larger service for large appliances such as stoves and dryers. It can cost several hundred dollars to replace your fuse panel with a circuit panel.</p>
<h5 align="left">10. Adequate Security Features</h5>
<p align="left">More than a purchased security system, an inspector will look for the basic safety features that will protect your home such as proper locks on windows and patio doors, dead bolts on the doors, smoke and even carbon monoxide detectors in every bedroom and on every level. Even though pricing will vary, these components will add to your costs. Before purchasing or installing, you should check with your local experts.</p>
<h5 align="left">11. Structural/Foundation Problems</h5>
<p align="left">An inspector will certainly investigate the underlying footing and foundation of your home as structural integrity is fundamental to your home.</p>
<p align="left"><strong>When you put your home on the market, you don&#8217;t want any unpleasant surprises that could cost you the sale of your home. By having an understanding of these 11 problem areas as you walk through your home, you&#8217;ll be arming yourself against future disappointment.</strong></p>
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		<title>Summer Health Dangers</title>
		<link>http://gtahomecentral.wordpress.com/2011/07/26/summer-health-dangers/</link>
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		<pubDate>Tue, 26 Jul 2011 22:02:02 +0000</pubDate>
		<dc:creator>GTAHomeCentral.com</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[summer]]></category>
		<category><![CDATA[health]]></category>
		<category><![CDATA[drink water]]></category>
		<category><![CDATA[body temperature]]></category>
		<category><![CDATA[heat stroke]]></category>
		<category><![CDATA[heat exhaustion]]></category>

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		<description><![CDATA[When the temperature soars and humidity rises, it&#8217;s time to take precautions to avoid health consequences such as heat exhaustion, heat stroke and overexposure to the sun. With heat exhaustion and stroke, the most susceptible are seniors, children, and people &#8230; <a href="http://gtahomecentral.wordpress.com/2011/07/26/summer-health-dangers/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=gtahomecentral.wordpress.com&amp;blog=24405683&amp;post=47&amp;subd=gtahomecentral&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>When the temperature soars and humidity rises, it&#8217;s time to take precautions to avoid health consequences such as heat exhaustion, heat stroke and overexposure to the sun. With heat exhaustion and stroke, the most susceptible are seniors, children, and people with chronic illnesses. However, everyone is at risk. The early symptoms of heat exhaustion can sneak up on us. Some people feel a bit light headed and weak and might have a touch of nausea. The serious problems develop when symptoms are ignored and additional fluids are not taken right away. The primary cause of heat exhaustion is dehydration and a loss of electrolytes such as sodium. Generally, try to stay well hydrated and take in extra salt (for those of you who can use salt). Drink even though you don&#8217;t feel like it &#8211; you can&#8217;t count on your thirst mechanism to prompt you. Here are the major symptoms of heat exhaustion and heat stroke and some safety tips to help you cope with health emergencies during the dog days of summer.</p>
<h4>Symptoms of heat exhaustion include:</h4>
<ul>
<li>Body temperature usually normal or only slightly elevated.</li>
<li>Dry mouth.</li>
<li>Fatigue, weakness.</li>
<li>Dizziness.</li>
<li>Headache.</li>
<li>Nausea, sometimes vomiting.</li>
<li>Weak and rapid pulse.</li>
<li>Sweating.</li>
<li>Cool, clammy, pale skin.</li>
</ul>
<p>NOTE: Symptoms take time to develop &#8211; sometimes several hours after dehydration occurs.</p>
<h4>Treatments for heat exhaustion:</h4>
<ul>
<li>Get out of the sun and into a cool place.</li>
<li>Drink more fluids (electrolyte sports drinks may help), but don&#8217;t drink too fast or you could become nauseous.</li>
<li>Eat salty snacks.</li>
<li>Rest.</li>
<li>Loosen clothing.</li>
</ul>
<p>Be aware that heat stroke can come after heat exhaustion, but it can also develop quickly and independently if one&#8217;s core body temperature rises too high.</p>
<h4>Symptoms of heat stroke include:</h4>
<ul>
<li>Very high body temperature (103 degrees or higher).</li>
<li>Hot, dry, red skin.</li>
<li>No sweating.</li>
<li>Disorientation, hallucinations, delirium.</li>
<li>Rapid breathing and fast pulse, then slow breathing and weak pulse.</li>
<li>Convulsions.</li>
<li>Loss of consciousness.<a href="http://gtahomecentral.files.wordpress.com/2011/07/toronto.jpg"><img class="alignright size-medium wp-image-49" title="Pictures Colour Library" src="http://gtahomecentral.files.wordpress.com/2011/07/toronto.jpg?w=300&#038;h=238" alt="" width="300" height="238" /></a></li>
</ul>
<p>NOTE: Symptoms can come on quickly. Heat stroke can occur within 10 &#8211; 15 minutes of the first symptoms. If treatment is not given immediately, permanent damage can occur to internal organs.</p>
<p>HEAT STROKE IS A MEDICAL EMERGENCY. CALL 9-1-1 OR TRANSPORT VICTIM TO A HOSPITAL IMMEDIATELY.</p>
<h4>Immediate care for a heat stroke victim includes:</h4>
<ul>
<li>Move person to cool place indoors or in the shade outdoors.</li>
<li>Lower body temperature as soon as possible.</li>
<li>Remove clothing and wrap person in a wet sheet, or wet their cotton clothing.</li>
<li>Fan person with electric fan or manually (do not place wet items too close to electric fan).</li>
<li>Place ice packs or cold compresses on the neck, under armpits, and in the groin area.</li>
<li>If child is unconscious, carefully place them in cool water up to their neck.</li>
<li>If child is conscious, try to get them to drink cool water, slowly.</li>
<li>Person may not be able to drink if delirious (do not force them).</li>
</ul>
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		<title>9 Buyer Traps and How to Avoid Them!</title>
		<link>http://gtahomecentral.wordpress.com/2011/07/21/9-buyer-traps-and-how-to-avoid-them/</link>
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		<pubDate>Fri, 22 Jul 2011 00:14:34 +0000</pubDate>
		<dc:creator>GTAHomeCentral.com</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[dream home]]></category>
		<category><![CDATA[home buyers]]></category>
		<category><![CDATA[home purchase]]></category>
		<category><![CDATA[homebuying process]]></category>
		<category><![CDATA[homes in canada]]></category>
		<category><![CDATA[investment]]></category>
		<category><![CDATA[mortgage]]></category>
		<category><![CDATA[mortgage pre-approval]]></category>
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		<category><![CDATA[top dollar]]></category>
		<category><![CDATA[toronto homeshomesellers]]></category>

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		<description><![CDATA[A systemized approach to the homebuying process can help you steer clear of these common traps, allowing you to not only cut costs, but also secure the home that’s best for you.&#8221; No matter which way you look at it &#8230; <a href="http://gtahomecentral.wordpress.com/2011/07/21/9-buyer-traps-and-how-to-avoid-them/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=gtahomecentral.wordpress.com&amp;blog=24405683&amp;post=35&amp;subd=gtahomecentral&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<div id="attachment_38" class="wp-caption alignright" style="width: 310px"><a href="http://gtahomecentral.wordpress.com/2011/07/21/9-buyer-traps-and-how-to-avoid-them/exterior-of-a-large-house/" rel="attachment wp-att-38"><img class="size-medium wp-image-38" title="9 Buyer Traps and How to Avoid Them" src="http://gtahomecentral.files.wordpress.com/2011/07/featured-homes.jpg?w=300&#038;h=196" alt="" width="300" height="196" /></a><p class="wp-caption-text">9 Buyer Traps and How to Avoid Them</p></div>
<p>A systemized approach to the homebuying process can help you steer clear of these common traps, allowing you to not only cut costs, but also secure the home that’s best for you.&#8221;</p>
<p>No matter which way you look at it buying a home is a major investment. But for many homebuyers, it can be an even more expensive process than it needs to be because many fall prey to at least a few of the many common and costly mistakes which trap them into either:</p>
<p>paying too much for the home they want, or<br />
losing their dream home to another buyer or,<br />
(worse) buying the wrong home for their needs.<br />
A systemized approach to the homebuying process can help you steer clear of these common traps, allowing you to not only cut costs, but also secure the home that’s best for you.</p>
<p><strong>9 Buyer Traps                                                                                                                                    </strong><br />
This important report discusses the 9 most common and costly of these homebuyer traps, how to identify them, and what you can do to avoid them:</p>
<p><strong>1. Bidding Blind</strong><br />
What price should you offer when you bid on a home? Is the seller’s asking price too high, or does it represent a great deal. If you fail to research the market in order to understand what comparable homes are selling for, making your offer would be like bidding blind. Without this knowledge of market value, you could easily bid too much, or fail to make a competitive offer at all on an excellent value.</p>
<p><strong>2. Buying the Wrong Home</strong><br />
What are you looking for in a home? A simple enough question, but the answer can be quite complex. More than one buyer has been swept up in the emotion and excitement of the buying process only to find themselves the owner of a home that is either too big or too small. Maybe they’re stuck with a longer than desired commute to work, or a dozen more fix-ups than they really want to deal with now that the excitement has died down. Take the time upfront to clearly define your wants and needs. Put it in writing and then use it as a yard stick with which to measure every home you look at.</p>
<p><strong>3. Unclear Title</strong><br />
Make sure very early on in the negotiation that you will own your new home free and clear by having a title search completed. The last thing you want to discover when you’re in the back stretch of a transaction is that there are encumbrances on the property such as tax liens, undisclosed owners, easements, leases or the like.</p>
<p><strong>4. Inaccurate Survey</strong><br />
As part of your offer to purchase, make sure you request an updated property survey which clearly marks your boundaries. If the survey is not current, you may find that there are structural changes that are not shown (e.g. additions to the house, a new swimming pool, a neighbor’s new fence which is extending a boundary line, etc.). Be very clear on these issues.</p>
<p><strong>5. Undisclosed Fix-ups</strong><br />
Don’t expect every seller to own up to every physical detail that will need to be attended to. Both you and the seller are out to maximize your investment. Ensure that you conduct a thorough inspection of the home early in the process. Consider hiring an independent inspector to objectively view the home inside and out, and make the final contract contingent upon this inspector’s report. This inspector should be able to give you a report of any item that needs to be fixed with associated, approximate cost.</p>
<p><strong>6. Not Getting Mortgage Pre-approval</strong><br />
Pre-approval is fast, easy and free. When you have a pre-approved mortgage, you can shop for your home with a greater sense of freedom and security, knowing that the money will be there when you find the home of your dreams.</p>
<p><strong>7. Contract Misses</strong><br />
If a seller fails to comply to the letter of the contract by neglecting to attend to some repair issues, or changing the spirit of the agreement in some way, this could delay the final closing and settlement. Agree ahead of time on a dollar amount for an escrow fund to cover items that the seller fails to follow through on. Prepare a list of agreed issues, walk through them, and check them off one by one.</p>
<p><strong>8. Hidden Costs</strong><br />
Make sure you identify and uncover all costs &#8211; large and small -far enough ahead of time. When a transaction closes, you will sometimes find fees for this or that sneaking through after the &#8220;sub&#8221;-total &#8211; fees such as loan disbursement charges, underwriting fees etc. Understand these in advance by having your lender project total charges for you in writing.</p>
<p><strong>9. Rushing the Closing</strong><br />
Take your time during this critical part of the process, and insist on seeing all paperwork the day before you sign. Make sure this documentation perfectly reflects your understanding of the transaction, and that nothing has been added or subtracted. Is the interest rate right? Is everything covered? If you rush this process on the day of closing, you may run into a last minute snag that you can’t fix without compromising the terms of the deal, the financing, or even the sale itself.</p>
<p>We hope that you found this information useful. Whether you are interested in buying or selling a home, you can always count on us to help you make the right choice!  Find more tips and useful advise by visiting our website: <a href="http://www.gtahomecentral.com/">www.GTAHomeCentral.com</a>.  For a FREE and NO OBLIGATION CONSULTATION, please email us: <a href="mailto:info@GTAHomeCentral.com">info@GTAHomeCentral.com</a> or call us directly at 416-994-5542.</p>
<p>Julio Muzlera &amp; Wendy Gallegos&#8217; Real Estate TEAM                                                             Sales Representatives,                                                                                                               Royal LePage West Realty Group, Brokerage</p>
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		<title>The 9 Step System To Get Your Home Sold Fast and For Top Dollar</title>
		<link>http://gtahomecentral.wordpress.com/2011/07/08/the-9-step-system-to-get-your-home-sold-fast-and-for-top-dollar-2/</link>
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		<pubDate>Fri, 08 Jul 2011 15:07:46 +0000</pubDate>
		<dc:creator>GTAHomeCentral.com</dc:creator>
				<category><![CDATA[Uncategorized]]></category>
		<category><![CDATA[home buyers]]></category>
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		<category><![CDATA[pricing homes]]></category>
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		<description><![CDATA[Remember not so long ago, when you could make your fortune in real estate. It was nothing then to buy a home, wait a short while, and then sell it at a tidy profit. And then do it all over &#8230; <a href="http://gtahomecentral.wordpress.com/2011/07/08/the-9-step-system-to-get-your-home-sold-fast-and-for-top-dollar-2/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=gtahomecentral.wordpress.com&amp;blog=24405683&amp;post=32&amp;subd=gtahomecentral&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>Remember not so long ago, when you could make your fortune in real estate. It was nothing then to buy a home, wait a short while, and then sell it at a tidy profit.</p>
<p>And then do it all over again.</p>
<p>Well, as you probably know, times have changed. As good as the market is right now, home prices are still below what they were at their peak. Buyers are far more discriminating, and a large percentage of the homes listed for sale never sell. It&#8217;s more critical than ever to learn what you need to know to avoid costly seller mistakes in order to sell your home fast and for the most amount of money.</p>
<p>The 7 Deadly Mistakes Most Homesellers Make</p>
<p>1.Failing to analyze why they are selling.<br />
2.Not preparing their home for the buyer&#8217;s eye.<br />
3.Pricing their homes incorrectly.<br />
4.Selling too hard during showings.<br />
5.Signing a long term listing agreement without a written performance guarantee.<br />
6.Making it difficult for buyers to get information on their home.<br />
7.Failing to obtain a pre-approved mortgage for ones next home.</p>
<p>The 9 Step System to Get Your Home Sold Fast and For Top Dollar</p>
<p>Selling your home is one of the most important steps in your life. This 9 step system will give you the tools you need to maximize your profits, maintain control, and reduce the stress that comes with the homeselling process:</p>
<p>1. Know why you&#8217;re selling, and keep it to yourself.<br />
The reasons behind your decision to sell affect everything from setting a price to deciding how much time and money to invest in getting your home ready for sale. What&#8217;s more important to you: the money you walk away with, or the length of time your property is on the market? Different goals will dictate different strategies.</p>
<p>However, don&#8217;t reveal your motivation to anyone else or they may use it against you at the negotiating table. When asked, simply say that your housing needs have changed.</p>
<p>2. Do your homework before setting a price.<br />
Settling on an offering price shouldn&#8217;t be done lightly. Once you&#8217;ve set your price, you&#8217;ve told buyers the absolute maximum they have to pay for your home, but pricing too high is as dangerous as pricing too low. Remember that the average buyer is looking at 15-20 homes at the same time they are considering yours. This means that they have a basis of comparison, and if your home doesn&#8217;t compare favorably with others in the price range you&#8217;ve set, you won&#8217;t be taken seriously by prospects or agents. As a result, your home will sit on the market for a long time and, knowing this, new buyers on the market will think there must be something wrong with your home.</p>
<p>3. Do your homework.<br />
(In fact, your agent should do this for you). Find out what homes in your own and similar neighborhoods have sold for in the past 6-12 months, and research what current homes are listed for. That&#8217;s certainly how prospective buyers will assess the worth of your home.</p>
<p>4. Find a good real estate agent to represent your needs.<br />
Nearly three-quarters of homeowners claim that they wouldn&#8217;t use the same realtor who sold their last home. Dissatisfaction boils down to poor communication which results in not enough feedback, lower pricing and strained relations. Another FREE report entitled 10 Questions to Ask Before You Hire an Agent” gives you the straight, to-the-point questions you should be asking when you interview agents who want to list your home. You can obtain a FREE copy of this report from my website.</p>
<p>5. Maximize your home&#8217;s sales potential.<br />
Each year, corporate North America spends billions on product and packaging design. Appearance is critical, and it would be foolish to ignore this when selling your home.</p>
<p>You may not be able to change your home&#8217;s location or floor plan, but you can do a lot to improve its appearance. The look and feel of your home generates a greater emotional response than any other factor. Clean like you&#8217;ve never cleaned before. Pick up, straighten, unclutter, scrub, scour and dust. Fix everything, no matter how insignificant it may appear. Present your home to get a &#8220;wow&#8221; response from prospective buyers.</p>
<p>Allow the buyers to imagine themselves living in your home. The decision to buy a home is based on emotion, not logic. Prospective buyers want to try on your home just like they would a new suit of clothes. If you follow them around pointing out improvements or if your decor is so different that it&#8217;s difficult for a buyer to strip it away in his or her mind, you make it difficult for them to feel comfortable enough to imagine themselves an owner.</p>
<p>6. Make it easy for prospects to get information on your home.<br />
You may be surprised to know that some marketing tools that most agents use to sell homes (eg. traditional open houses) are actually not very effective. In fact only 1% of homes are sold at an open house.</p>
<p>Furthermore, the prospects calling for information on your home probably value their time as much as you do. The last thing they want to be subjected to is either a game of telephone tag with an agent, or an unwanted sales pitch. Make sure the ads your agent places for your home are attached to a 24 hour prerecorded hotline with a specific ID# for your home which gives buyers access to detailed information about your property day or night 7 days a week without having to talk to anyone. It&#8217;s been proven that 3 times as many buyers call for information on your home under this system. And remember, the more buyers you have competing for your home the better, because it sets up an auction-like atmosphere that puts you in the driver&#8217;s seat.</p>
<p>7. Know your buyer.<br />
In the negotiation process, your objective is to control the pace and set the duration. What is your buyer&#8217;s motivation? Does s/he need to move quickly? Does s/he have enough money to pay you your asking price? Knowing this information gives you the upper hand in the negotiation because you know how far you can push to get what you want.</p>
<p>8. Make sure the contract is complete.<br />
For your part as a seller, make sure you disclose everything. Smart sellers proactively go above and beyond the laws to disclose all known defects to their buyers in writing. If the buyer knows about a problem, s/he can&#8217;t come back with a lawsuit later on.</p>
<p>Make sure all terms, costs and responsibilities are spelled out in the contract of sale, and resist the temptation to diverge from the contract. For example, if the buyer requests a move-in prior to closing, just say no. Now is not the time to take any chances of the deal falling through.</p>
<p>9. Don&#8217;t move out before you sell.<br />
Studies have shown that it is more difficult to sell a home that is vacant because it looks forlorn, forgotten, simply not appealing. It could even cost you thousands. If you move, you&#8217;re also telling buyers that you have a new home and are probably highly motivated to sell fast. This, of course, will give them the advantage at the negotiating table.</p>
<p>For more information about any of our innovative homeowners programs, give us a call.</p>
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		<pubDate>Wed, 22 Jun 2011 15:54:27 +0000</pubDate>
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		<description><![CDATA[Please feel free to browse through this blog to explore real estate information for the Toronto Area. Our comprehensive real estate blog offers direct access to the latest  community information, consumer links, school information, free reports, answers to commonly asked &#8230; <a href="http://gtahomecentral.wordpress.com/2011/06/22/hello-world/">Continue reading <span class="meta-nav">&#8594;</span></a><img alt="" border="0" src="http://stats.wordpress.com/b.gif?host=gtahomecentral.wordpress.com&amp;blog=24405683&amp;post=1&amp;subd=gtahomecentral&amp;ref=&amp;feed=1" width="1" height="1" />]]></description>
			<content:encoded><![CDATA[<p>Please feel free to browse through this blog to explore real estate information for the Toronto Area. Our comprehensive real estate blog offers direct access to the latest  community information, consumer links, school information, free reports, answers to commonly asked real estate questions and more.<strong></strong></p>
<p>Whether you are a first time buyer or an experienced investor, you will find useful information about how to choose the &#8220;right&#8221; property, making an offer, negotiating, financing, mortgage rates, moving, and everything involved in making an informed real estate decision in today´s market.</p>
<p>For all your real estate needs, please <a href="http://gtahomecentral.com/" target="_blank">visit our website</a></p>
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